Checking | DeWitt Savings Bank
Member FDIC  FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Checking Accounts

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Find the Right Fit with DeWitt Savings Bank

Looking for a checking account that works for you? We offer options to fit your lifestyle—each with valuable features to make banking easier.

Already banking somewhere else?

Switching to DeWitt Savings Bank is fast, simple, and can be done from anywhere. Prefer a personal touch? Stop by one of our convenient locations, or give us a call to speak with an account representative.

All our checking accounts include:

Experience community banking with benefits that matter.

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Resources

Reorder Checks

If you do not have name or address changes and you know the starting check number for your reorder, use this convenient check ordering method to save time!

Reorder Checks Online

Resources

eStatement Checking

Looking for a simple, no-hassle checking account? Our eStatement Checking offers the essentials—perfect for everyday banking.

  • Only $100.00 minimum to open
  • eStatements required*
  • No minimum balance required
  • No interest earned
  • No monthly service charge

Straightforward and convenient—just the way checking should be.


SecureID Checking

Peace of mind and valuable perks—all in one account.

Open your SecureID Checking Account with just $100.00. For only $5.95 per month, enjoy premium protection, shopping rewards, and more.

Account Benefits Include:

  • 3-1 Credit Report Access
  • Single Bureau Credit Score
  • 3-1 Credit File Monitoring
  • Total Identity Monitoring
  • Full Resolution Services (if identity has been stolen)
  • $10,000 Fraud Insurance Coverage**
  • Cell Phone Protection Insurance**
  • Shopping Rewards
  • $10,000 Accidental Death and Dismemberment Insurance**
  • Entertainment Savers Guide (Mobile App included)*
  • Web Based Merchant Funded Discount Shopping and Cash Back

Additional terms and conditions may apply.

Learn More


Champion's Club Checking

This checking account rewards you for your experience!

  • Available to customers age 62 or older
  • $100.00 minimum deposit to open
  • Maintain a minimum balance of $500 daily to earn interest
  • One free box of checks per year
  • Interest is compounded and credited monthly
  • Interest begins accruing on non-cash deposits the first business day after deposit
  • We use the daily balance method to calculate interest.***
  • Interest rate and annual percentage yield may change at our discretion

Enjoy the benefits you’ve earned—with a personal touch.


EZ Management Checking (Money Market)

A flexible option that offers more earning power than a traditional savings account.

  • Earn a higher interest rate when your balance exceeds $2,500 – call us for current rates
  • Minimum deposit of $2,500 to open
  • Limited to 6 withdrawals per month
  • Interest is compounded and credited monthly***
  • Interest begins accruing on non-cash deposits the first business day after deposit
  • We use the daily balance method to calculate interest***
  • Interest rate and annual percentage yield may change at our discretion

A smart, easy-to-manage way to grow your savings.


N-Vest Management Checking

Take your savings to the next level with our tiered-rate account.

  • Earn higher interest than EZ Management when you maintain a balance of $25,000 or more
  • Tiered annual percentage yields at $25,000, $50,000, and $100,000 – call us for current rates
  • Minimum of $25,000.00 to open
  • $25 monthly fee if balance falls below $25,000 any day of the statement cycle
  • Limit of 6 transfers or withdrawals per month
  • $5 fee for each check written beyond six per statement cycle (fees may reduce earnings)
  • Unlimited deposits
  • Complimentary checks
  • Interest is compounded and credited monthly
  • Interest begins accruing on non-cash deposits the first business day after deposit
  • We use the daily balance method to calculate interest***
  • Interest rate and annual percentage yield may change at our discretion

Ideal for customers ready to invest more and earn more.


DSB Checking Account

A straightforward checking option to help you start building your future.

  • Open with just $100.00
  • Receive monthly paper statements
  • $2.00 monthly service charge if the balance falls below $500 at any time during the statement cycle
  • This account does not earn interest

Business Checking

Our full service checking account has been designed to meet your business needs.

  • Non-interest bearing
  • Unlimited transactions
  • Optional eStatements

  Required Business Documentation Checklist

Questions? Call or Visit Us Today!

phone  Call us: Clinton Office - 217-935-9470; Moweaqua Branch - 217-768-3861

Location  Visit us in person at your nearest branch

 

* Additional terms and conditions may apply. Third-party fees for internet, messaging, or data plans may apply.
** Not FDIC-Insured.
*** This method applies a daily periodic rate to the principal in the account each day.